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Running the business … is quite a business … and most entrepreneurs avoid it or hire staff to take on part of the responsibility. The truth is that if you are good at creating the business you aren't generally excellent at doing the administrative work. So, if you've been feeling guilty about that … Relax. You're normal. That's just the way it is. So we have HR people, Accounting people, Bookkeepers (Did you now that bookkeeper is the only word in the English language that has three consecutive double letters? But I digress …) finance people, customer service people and others. This way the proprietor can stick to what they know and what brings in the cash but still relax knowing that qualified people are running the business. But here's the rub … there's a part of running the business that even some of the staff don't want to handle … and really some times can't. It's like the old "Catch 22" idea. You hire people to take care of the business because you don't want to do it and then something they need to do requires you to do it … Rats … until then, this plan sounded so good … This is "The Business of Business" - the Third Job. When I mention it … you'll know what I mean:

  • Shareholder Agreements
  • Buying And Selling Your Shares When Necessary
  • Group Benefits Programs
  • "Golden Handcuffs" For Executives
  • Health Disaster Relief Programs (HDRPs) For Key Employees, Principals And The Business
  • Debt Liability Protection
  • "Tax Gymnastics" … To Keep Taxes As Low As Possible …

And even succession strategies so your "empire" can continue. So you see, every business principal really has three jobs … not two. This onerous "Third Job" is like the foundation for a building … vital to the place standing up but not impressive to anyone just looking from the street. In fact for the most part, it's invisible. It's the critical job no one wants to do. Still, you'd have to have to be luckier than a leprechaun to get away without needing it if you're in business for any time at all. But, here's something a lot of business owners don't know …

You can get all the help you need in this third, "mission critical" job (Don't you love MBA programs … who else has the time to think up phrases like this?) at no charge. Nothing. Free. In fact, somebody else usually ends paying for the personal advice you need … Think about it … you can:

  • Get all sorts of on target advice about guaranteeing your business prospers and makes it to the next generation in one piece.
  • Get personalized and relevant tax information and a selection of ideas to put more cash in your pocket and less in the hands of the Tax Guy … and still stay on this side of the bars.
  • Find out how to protect yourself, your shareholders, partners and family from a "health disaster" that would otherwise tear apart your years of work.
  • Discover secrets you can use to provide benefits to your employees that will keep them happy and on side but not break the bank.
  • Learn what the smartest final exit strategies (they call them "estate plans") look like and how to make yours one of them.
  • Finally, get the comfort of knowing you're doing what has to be done and you don't have to worry. Less worry means more productive work … which means more profits … and all for "nothing".

It won't cost you anything … if you find the right professional to do the work …

If you don't, it can just cost you a lot of extra grief and who needs that? It's one thing to have trouble in doing work that builds profits, but this is support work. Vital to be sure, but it doesn't make money, even though it can save you a bundle. While this is business "foundation" work, just look at a building that doesn't have a good one to see the impact of not having it done right the first time. Some people propose the "we'll do it when we need it approach" … but really, getting to this after the fact is a little like putting the ketchup back in the bottle … it can be done but it's real messy. So, like I said, you can get a lot of valuable ideas for the long-term success of your business without having to hand over a dime. You just have to find the right person. There's a trick. How do you find the right person for a complicated and critical job that no one wants to do? This is not to say that there aren't a ton of folks out there proposing to be helpful but really how can you tell you have the right one? Whenever I need advice I can depend on I always turn to experts and this same approach applies to the "Third Job" too. You need someone who has both the expertise and experience to get right to the point and get the job done. I don't know about you but I don't have time anymore for general advice. There's just too much at stake. If, like Michelin says: "There's so much riding on your tires"… imagine "how much is riding on your business". Doesn't it make good business sense to get expert advice to get and keep you on the right track? Even if you have some idea of what to do why not at least have someone check your work? Someone to take away the worry. It's a big responsibility … but you have an option …
I bring a "regular guy" approach to the complicated and confusing world of financial advice. You know how it is … when you listen to some people in this business you have to have your dictionary and encyclopedia open to get any idea of what they say. I'm what I call a "regular language" guy … just lay things out so anyone can understand it. I take complicated tax, business and insurance information and convert it into simple benefits you'll pick up on immediately. You see, I know that the one "radio station" that everyone tunes into is WII FM … "What's In It For Me". If I can't set it up that way for you, we shouldn't be doing business. So, here's my story … Numekevor Associates specializes in "Health Disaster Relief Programs for Business Owners". In short, I take on 'The Awful Third Job" nobody wants but that has to get done … I protect the "business" of your business … all that planning and financial stuff that has to happen if you want to stay in business over the long haul. Most businesses are built on the continued good health of owners and their employees. A "Health Disaster Relief Program" provides tax-free cash to relieve the financial and business challenges caused by illness, injury and even death. The result is a business and business owner free from worry about these potentially crippling concerns. We use a select range of tax advantaged insurance products to help clients gain peace of mind about their financial affairs, and in turn, a better quality of life. Now, if you're just in this for a quick buck … I probably can't help. But, if you have real plans … I'm your guy. The people I work with are particularly interested in dealing with what I call "Health Disaster Relief Programs™" for businesses. There are a whole range of these sickness, injury and serious illness products out there than can go a very long way to keeping you in business. From covering your business overhead if you can't work - to paying your personal overhead to giving you all the money you need to get the best help possible if you get really sick. Our customized HDRP guarantees the value of your business because it prevents a health disaster from eating away at all your hard work … call that "equity" or "sweat equity". Ask me to show you the simple diagram that will drive this home. So, you protect yourself, your family and your shareholders. But what about your employees? …
Since I specialize in guaranteeing small business value through our special HDRPs, I know a few tricks about how to make sure your business prospers and makes it to the next generation in one piece. They call these succession strategies and I've seen enough of them to know how to design and implement the one that will work for you. The big concern here is always how to keep your money in the family and away from the Tax Department and not cross "the line". With a combination of state-of-the-art products and up-to-date tax information we can do both. The winners? … You, your business and your family. Is there a better, more deserving group than that? I didn't think so. The bottom line, we'll show you what the smartest "estate plans" look like and how to make yours one of them. You'll learn the secret the Tax Department doesn't want you to know and even a few maneuvers with life insurance that might even make it appeal to you. Remember … there are no bad products, just bad applications of products. We'll show you how to make this idea work to your advantage…because even if you have a lot of this stuff already, if you haven't installed it correctly, it might not work the way you want … or worse … Not work at all! That's why you need to work with an expert. That's why you need Numekevor Associates. Hey, and while I'm an expert in these corporate insurance matters, I also work with a team of other professionals who can assist you in the complete range of related fields. So, I promise I won't try to do too much and give you less than expert help. I know my limits and you'll always get the best possible service.
But, all of this "genius" will be for nothing if you and I can't meet to see if there is a fit between my style and yours. This is a big thing in my business … "fit". We need a fit and we don't always get one but, when we do, Wow! So, unless we know who and where you are and what your situation is specifically, all of this good stuff can mean nothing for you. It doesn't matter how helpful we are or how useful some of these ideas can be for you … If we're always separated by email, then your situation will stay as it is ... your problems will continue to eat away at your peace of mind. But it doesn't have to. We can assure the value of your business in the face of any health disaster and takeaway the financial worry that so many people have to live with every day. You don't have to. Really, you don't. Can you imagine what you could accomplish if you could get some big worries off the table and into an expert's corner? I bet a lot more than you're even doing today. If you're in business for yourself and even if you're not, I know you'll benefit from a meeting. Your first visit is complimentary and we promise we'll always earn our keep. Frankly, I aim to be the best "Value for Money Employee" you ever had … especially when you consider that someone else pays the bill. It's the best possible arrangement for a smart business owner. All you have to do is Click Here and let us know who you are and when is the best time to meet. We'll be in touch. Or, you can always call one of our friendly staff and leave a message … one of us will get right back to you. I look forward to meeting you. Lordy Numekevor, MBA CLU RHU Registered Health Underwriter STILL WONDERING?
OK, we know that it's your money, our business and your life and while we think that we have a lot to offer, maybe you still need to see a little more. We understand. No problem. Click through to our traditional home website and learn more. You'll get a more complete sense of whom you'll be dealing with and what our business is like. If that won't convince you … what else can we do? But I really hope it does and that we'll hear from you soon. Thanks a lot for your time and interest. You'll be happy that you called. Lordy.